Barista FIRE Calculator
See how part-time work can dramatically reduce your retirement savings needs
Your Financial Inputs
Traditional FIRE
Based on covering all expenses from investments
Barista FIRE
You need $300,000 less to retire!
Comparison Visualization
What is Barista FIRE?
Barista FIRE is a financial strategy where you retire early with a smaller investment portfolio than traditional FIRE (Financial Independence, Retire Early) by supplementing your income with part-time work.
For every $1,000 in monthly side income you earn, you can reduce your required retirement savings by approximately $300,000 (assuming a 4% withdrawal rate).
If you'd like to know more, be sure to check out our article on FIRE (Financial Independence, Retire Early) and our FIRE Calculator.
This approach gives you more flexibility and can significantly accelerate your path to financial independence.
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